11 yog vim li cas koj yuav tsum tso nyiaj ntsuab

2024 Tus sau: Malcolm Clapton | [email protected]. Kawg hloov kho: 2023-12-17 03:58

Kev siv daim npav es tsis txhob siv cov nqi yog kev tu cev ntau dua, sai dua thiab yooj yim dua.

1. Nws yooj yim dua los tswj cov nuj nqis nrog daim npav

Tus nqi accounting yog ib qho tseem ceeb rau kev siv nyiaj txiag. Tab sis nws yeej tsis yooj yim. Koj yuav tsum tau sau cov nuj nqis hauv daim ntawv thov tam sim tom qab kev yuav khoom, lossis khaws cov ntawv txais nyiaj thiab teem sijhawm ua nws tom qab.

Yog tias koj them nrog daim npav, cov ntaub ntawv hais txog thaum twg thiab ntau npaum li cas koj them tau suav nrog hauv nqe lus, qhov twg koj tuaj yeem saib nws. Ntau lub tsev txhab nyiaj kuj tau txiav cov kev siv nyiaj hauv tus kheej tus account hauv lub vev xaib thiab hauv daim ntawv thov. Tej zaum qhov no tsis yog cov ntaub ntawv ntxaws ntxaws xws li manually, tab sis ntawm qhov tod tes, nws tau ua yam tsis muaj koj kev koom tes.

2. Nyiaj los ntawm daim npav yog yooj yim rau kev txuag

Yog tias tus tub sab rub tawm lub hnab nyiaj nrog nyiaj los ntawm nws lub hnab ris, koj tuaj yeem hais lus zoo rau lawv. Daim npav poob tuaj yeem thaiv nrog ib qho kev hu - tab sis koj yuav tsum ua tam sim ntawd. Nyob rau hauv cov ntaub ntawv no, nws yuav tig mus rau hauv ib tug yooj yim daim ntawm yas, thiab koj cov nyiaj yuav nyob twj ywm nyob rau hauv tus account.

3. Cov nyiaj los ntawm daim npav yuav nyuaj rau nyiag

Txawm hais tias cov ntaub ntawv hais txog kev nyiag nyiaj los ntawm cov nyiaj tau tshwm sim ntau zaus, nws tsis yooj yim rau nyiag nws. Cov neeg dag ntxias yuav xav tau cov cuab yeej tshwj xeeb rau lub tshuab ATM, cov kev pab cuam kab mob los nyiag cov ntaub ntawv, lossis kev paub txog kev puas siab puas ntsws txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau txhawm rau kis tus kab mob, cov kab mob cov kab mob, cov kws tshaj lij cov kws tshaj lij Nws yooj yim dua kom tau nyiaj tawm ntawm koj lub hnab ris.

4. Koj yuav tsis raug dag

Thaum koj thov daim npav rau lub davhlau ya nyob twg, cov nyiaj tso tawm ntawm daim ntawv sau nyiaj ntsuab yog debited los ntawm nws. Thiab koj yuav tsis pom koj tus kheej hauv qhov xwm txheej uas tus neeg muag khoom tsis muab koj qhov kev hloov pauv.

Muaj tseeb, muaj ib qho tab sis: daim npav yuav tsis cawm koj los ntawm cov haujlwm ntxiv hauv daim tshev, yuam kev lossis txhob txwm xuas nrig ntaus los ntawm tus muag khoom. Txawm li cas los xij, cov kev pheej hmoo ntawm no yog tib yam ob qho tib si nrog daim npav thiab nrog nyiaj ntsuab.

5. Daim npav muaj kev nyiam huv ntau dua

Raws li kev tshawb fawb, 13% ntawm cov nyiaj npib thiab 42% ntawm cov ntawv sau nyiaj tau kis nrog cov kab mob muaj peev xwm. Lub xub ntiag ntawm cov kab mob ntawm cov nyiaj yog cuam tshuam los ntawm cov khoom siv los ntawm nws tsim thiab cov qauv ntawm kev nyob hauv lub tebchaws. Tab sis lawv yeej tsis crystal meej nyob qhov twg.

Yuav luag tsis muaj leej twg kov daim npav tsuas yog koj, thiab nws tuaj yeem tua kab mob yog tias tsim nyog.

6. Daim npav txuag lub sijhawm

Koj tsis tas yuav nkim sijhawm taug kev mus rau ATM thiab rho nyiaj los ntawm daim npav uas cov nyiaj hli tuaj. Koj tuaj yeem them nqi hluav taws xob, nqi tsev, thiab lwm yam yooj yim los ntawm kev tig koj lub laptop - koj tsis tas yuav sawv hauv cov neeg coob coob ntawm cov nyiaj ntsuab.

Thiab cov kab hauv lub khw txav nrawm dua yog tias cov neeg siv khoom them nrog daim npav es tsis suav cov nqi thiab cov nyiaj npib scrupulously.

7. Daim npav tiv thaiv koj ntawm kev dag

Koj yuav tsis tau txais plaub txhiab nyiaj cuav ntawm daim nqi tsib txhiab nyiaj tiag, thiab koj yuav tsis raug foob yog tias koj txiav txim siab them nrog lawv qhov chaw.

8. Koj tuaj yeem yuav khoom hauv online

Qee zaum nws yog pheej yig dua los yuav cov khoom lag luam los ntawm Tebchaws Europe thiab Asmeskas, txawm tias them nyiaj rau kev xa khoom, dua li yuav los ntawm cov khw muag khoom hauv zos. Hauv khw online, koj tuaj yeem pom qhov loj me uas lub hom tsis muaj offline. Nws kuj tseem yooj yim rau xaj khoom hauv online los ntawm cov neeg tsim khoom hauv zos - muaj cov npe nrov, piv txwv li, ntawm AliExpress.

Hauv ib lo lus, kev yuav khoom hauv online yog nthuav thiab muaj txiaj ntsig. Thiab ua tsis tau yog tias koj tsuas xav nrog nyiaj ntsuab.

9. Muaj nyiaj rov qab thiab nyiaj tshwj xeeb rau daim npav

Koj lub txhab nyiaj lossis cov nyiaj them poob haujlwm yuav muab nyiaj tshwj xeeb yog tias koj them los ntawm daim npav. Piv txwv li, thaum yuav daim pib xinesmas nrog MasterCard, feem ntau muaj 10% luv nqi. Lwm qhov kev xaiv zoo yog cashback. Lub txhab nyiaj rov qab mus rau koj tus as khauj ib feem pua ntawm cov nyiaj siv rau lub hli.

Koj yuav tsis muaj peev xwm thov nws nrog nyiaj ntsuab.

10. Nws yooj yim dua rau txuag nrog daim npav

Nyiaj ntsuab, thaum nws nyob rau hauv lub thawv, depreciates yam tsawg kawg nkaus los ntawm tus nqi ntawm inflation. Txawm tias yuav khaws cov nyiaj khaws cia, lawv yuav tsum tau nce ntxiv.

Nrog daim ntawv qhia, txhua yam yooj yim dua. Ua ntej, ntau lub tsev txhab nyiaj them nyiaj paj rau ntawm tus account tshuav nyiaj li cas. Qhov thib ob, ib tus as-qhauj nyiaj khaws cia uas muaj peev xwm ntxiv tau tuaj yeem qhib tau los ntawm tus kheej tus account hauv lub vev xaib. Thiab cov paj laum yuav raug them rau cov nyiaj khaws cia. Qhov no yog li cas koj nce koj peev nrog xyaum tsis muaj dab tsi.

11. Cov nyiaj tsis sib haum xeeb tuaj yeem muab tso tseg

Yog tias koj xa nyiaj mus rau qhov tsis ncaj ncees lawm, koj tuaj yeem tawm tsam kev ua haujlwm. Txhawm rau ua qhov no, koj yuav tsum tau kos ib nqe lus sib xws. Cov txheej txheem nyiaj rov qab yog qhov nyuaj heev, thiab tus neeg ua haujlwm hauv tuam txhab nyiaj yuav sim tsis kam lees koj nrog qhov kev sib cav uas koj yuav tsum liam. Yog li ntawd, koj yuav tsum tau hais kom rov qab los.

Txawm hais tias qhov txheej txheem nyuaj, koj tseem muaj sijhawm kom tau txais koj cov nyiaj rov qab. Nrog nyiaj ntsuab, lawv tsis yog.