Dab tsi yog qhov qhab nia credit thiab nws puas tuaj yeem tau txais los ntawm "Gosuslugi"

2024 Tus sau: Malcolm Clapton | [email protected]. Kawg hloov kho: 2023-12-17 03:58

Lub neej hacker nkag siab txog leej twg muab cov qhab nia rau tus qiv thiab lawv cuam tshuam li cas rau lub txhab nyiaj qhov kev txiav txim siab tawm nyiaj qiv.

Yog vim li cas txhua leej txhua tus pib tham txog credit ratings

Thaum Lub Ib Hlis 31, 2019, kev hloov kho rau txoj cai lij choj ntawm keeb kwm credit tau pib siv. Ntau qhov kev tshaj tawm xov xwm, hais txog kev tsim kho tshiab, tau hais txog ob yam. Lawv sau tias txij li xyoo 2019, koj tuaj yeem xav tias:

1. Tshawb nrhiav koj qhov qhab nia credit.
2. Tau txais nws thiab koj cov keeb kwm credit los ntawm "Gosuslugi".

Thiab ob nqe lus no tsis muaj tseeb. Lub neej hacker nkag siab tias yam twg tiag tiag.

Qhov credit rating yog dab tsi

Qhov no yog ib qho kev ntsuam xyuas ntawm koj qhov hnyav, uas qhia tau hais tias rau lub txhab nyiaj ntau npaum li cas koj tuaj yeem ntseeg tau thiab nrog qhov tshwm sim li cas koj yuav rov qab cov nyiaj qiv. Nws raug nqi raws li ntau yam. Muab rau hauv tus account:

• credit keeb kwm cov ntaub ntawv thiab nws muaj nyob rau hauv txoj cai;
• kev them rov qab raws sij hawm ntawm cov nyiaj qiv;
• muaj qhov tsis them nyiaj nplua, se, nqi hluav taws xob, sau los ntawm cov tsev hais plaub;
• qhov loj ntawm cov nyiaj hli;
• hnub nyoog;
• kev ua haujlwm;
• thiab ntau ntxiv.

Dab tsi tshiab nrog qhov qhab nia credit

Hauv luv, tsis muaj dab tsi. Muaj tsuas yog tsis muaj ib qho kev ntsuam xyuas nyiaj txiag thoob ntiaj teb uas yuav siv tau hauv txhua lub tuam txhab nyiaj txiag.

Txhua lub txhab nyiaj muaj nws tus kheej cov qhab nia - suav cov ntsiab lus raws li cov txheej txheem nkag. Tsuas yog lub tuam txhab nyiaj txiag paub qhov twg. Lawv tsis raug nthuav tawm, txwv tsis pub cov neeg dag dag siv tau qhov kev paub no.

Cov qhab nia credit uas tau nco txog hauv 2019 yog cov uas tau muab los ntawm qee qhov BCHs. Tsis muaj cov kev cai sib xws ntawm no. Txoj cai lij choj hais tias lub chaw lis haujlwm tuaj yeem (tab sis tsis yog lub luag haujlwm) los sau cov qhab nia credit raws li nws tus kheej txoj kev. Yog li ntawd, lub koom haum nws tus kheej xaiv cov qauv uas lawv ntsuas, thiab lawv yuav tsis txawm coincide nrog cov txheej txheem ntawm lwm lub bureau, tsis hais txog cov tsev txhab nyiaj.

Tsis muaj kev tsim kho tshiab ntawm no. Txoj cai lij choj xyoo 2014 kuj tau hais tias qhov kev ntsuam xyuas tuaj yeem suav nrog hauv keeb kwm credit.

Yog tias lub chaw lis haujlwm ua qhov qhab nia credit, nws mus ntxiv rau cov keeb kwm credit. Yuav ua li cas kom tau nws, Lifehacker tau sau lawm. Tab sis lub tsev kawm ntawv uas khaws koj cov keeb kwm qiv nyiaj yuav tsis muaj qhov ntsuas, qhov twg koj yuav tsis muaj.

Puas yog nws ua tau kom tau txais keeb kwm credit nrog kev ntsuas los ntawm "Gosuslugi"

Lub xub ntiag ntawm kev ntaus nqi hauv keeb kwm credit, raws li tau hais los saum no, nyob ntawm txoj cai ntawm lub tuam txhab credit. Txawm li cas los xij, nws tsis tuaj yeem saib CI los ntawm "Gosuslugi". Tab sis kev sau npe rau ntawm qhov chaw no zoo heev pab txhawb cov txheej txheem kom tau txais nws.

Txhawm rau ua kom koj cov keeb kwm qiv nyiaj muaj, koj yuav tsum mus dhau ob theem:

1. Tshawb nrhiav seb lub tsev lis haujlwm credit twg khaws koj cov ntaub ntawv.
2. Ua nug rau tag nrho cov koom haum no kom tau txais CI los ntawm txhua tus.

Yuav ua li cas thiaj paub qhov twg cov keeb kwm qiv nyiaj khaws cia los ntawm "Gosuslugi"

Ntawm "Gosuslug" koj tuaj yeem tau txais cov ntaub ntawv ntawm thawj theem. Qhib qhov tshwj xeeb thiab xaiv qhov kev xaiv "Kev nkag mus ntawm cov tib neeg mus rau cov npe ntawm cov koom haum uas khaws cov keeb kwm qiv nyiaj".

Tom qab ntawd koj yuav tsum nias lub pob "Tau txais kev pabcuam".

Ib daim ntawv yuav qhib uas koj yuav tsum sau koj lub npe tag nrho, hnub yug, cov ntaub ntawv hla tebchaws thiab SNILS. Yog tias cov ntaub ntawv no tau txais kev cawmdim nyob rau hauv "Gosuslug" account, ces cov kab ntawv yuav muab sau cia. Nws tseem yuav tau nyem rau ntawm "Submit application" khawm.

Raws li lub vev xaib, kev pabcuam yog muab hauv 24 teev. Qhov tseeb, cov ntaub ntawv ntawm CRI tuaj yeem tuaj txog hauv ob peb feeb.

Yog li ntawd, koj yuav tau txais cov npe ntawm BCHs.

Yuav ua li cas kom tau txais keeb kwm credit siv "Gosuslug"

Raws li rau theem ob, txhawm rau kom tau txais keeb kwm qiv nyiaj, koj yuav tsum hu rau txhua tus CHB. Yav dhau los, rau qhov no nws yog ib qho tsim nyog los mus rau lub chaw ua haujlwm ntawm tus kheej, xa ib tsab ntawv lossis xov tooj, ib daim ntawv thov hluav taws xob. Tam sim no koj tuaj yeem nkag mus rau hauv BCI lub vev xaib siv koj tus account ntawm "State Services" thiab nkag mus rau cov ntaub ntawv koj xav tau. Feem ntau ntawm 13 lub chaw ua haujlwm credit muab lub sijhawm no.

Credit bureau	Kev tso cai los ntawm "Gosuslugi"
	Muaj
	Muaj
	Muaj
	Hauv kev txhim kho
	Muaj
	Tsis muaj
	Muaj
Capital Credit Bureau	Muaj
	Muaj
	Muaj
	Muaj
	Tsis muaj
	Hauv kev txhim kho

Dab tsi yog kab hauv qab

Raws li peb tuaj yeem pom, qhov kev zoo siab nyob ib puag ncig qhov kev ntsuam xyuas credit tau nce siab ntxiv: qhov teeb meem tshwj xeeb no tau xyaum tsis cuam tshuam los ntawm kev hloov pauv hauv txoj cai. Nov yog qee yam uas yuav tsum nco ntsoov:

1. Qhov qhab nia credit tuaj yeem pom yog tias BKI suav nrog nws. Nws yuav suav nrog hauv keeb kwm credit. Qhov no tsis yog kev tsim kho tshiab, zoo li nws tau nyob hauv xyoo dhau los.
2. Txij li xyoo 2019, keeb kwm qiv nyiaj hluav taws xob tuaj yeem tau txais dawb ob zaug hauv ib xyoos hauv txhua CRI.
3. Cov npe ntawm cov chaw lis haujlwm uas khaws cov ntaub ntawv ntawm koj tus neeg qiv nyiaj muaj peev xwm muaj nyob rau ntawm "State Services".
4. Nws yog tsis yooj yim sua kom tau txais keeb kwm credit los ntawm "State Services", tab sis siv tus account ntawm lub portal no, koj tuaj yeem nkag mus rau hauv cov chaw ntawm feem ntau BCHs thiab tau txais CI.
5. Cov qhab nia credit uas bureaus sau yog nyob ntawm lawv tus kheej cov qauv thiab cov ntaub ntawv lawv paub. Lub txhab nyiaj yuav ntsuas koj txawv. Yog li ntawd, raws li kev ntsuam xyuas los ntawm BKI, nws tsis tuaj yeem hais meej meej seb lawv puas yuav muab qiv rau koj lossis tsis yog - koj tuaj yeem xav xwb. Nws yuav ua tau zoo dua los ua tib zoo kawm txog keeb kwm credit - Lifehacker sau yuav ua li cas.