Yuav ua li cas kom tau txais OSAGO txoj cai hauv chaw ua haujlwm thiab hauv Is Taws Nem

2024 Tus sau: Malcolm Clapton | [email protected]. Kawg hloov kho: 2023-12-17 03:58

Phau ntawv qhia kom txuag lub sijhawm thiab nyiaj txiag.

OSAGO txoj cai yog dab tsi thiab vim li cas koj thiaj li yuav tsum tau muab nws?

OSAGO stands for compulsory motor third party liability insurance. Ib txoj cai yog ib daim ntawv uas koj tau sau rau hauv daim ntawv cog lus nrog lub tuam txhab pov hwm. Hom thiab cov ntsiab lus ntawm txoj cai yog nruj me ntsis sib koom ua ke. Cov ntaub ntawv luam tawm los ntawm Goznak. Lawv raug faib los ntawm Lavxias Union ntawm Auto Insurers (RSA).

Txoj cai OSAGO no yog me ntsis loj dua tus qauv A4, muaj PCA watermark, liab blotches, hlau sawb thiab QR code. Lub serial tooj yog convex.

Raws li Txoj Cai Lij Choj, tus neeg tsav tsheb yuav tsum muaj nws daim ntawv tsav tsheb, cov ntaub ntawv tsheb thiab kev tuav pov hwm nrog nws. Tsav tsheb nrog lossis tsis muaj txoj cai OSAGO uas tas sijhawm yuav raug nplua los ntawm kev nplua ntawm 500 rubles. Yog tias tsis muaj txoj cai, koj yuav tau them 800 rubles.

Thaum muas lub tsheb tshiab, koj muaj 10 hnub los lav nws. Nws yog ib qho tsim nyog kom ncua daim ntawv cog lus tsis pub dhau ib hlis ua ntej nws tas sij hawm. Piv txwv li, yog tias txoj cai siv tau kom txog rau thaum Lub Peb Hlis 1, 2018, tom qab ntawd txij Lub Ob Hlis 1, koj tuaj yeem mus rau cov neeg tuav pov hwm.

Lub sij hawm tus txheej txheem ntawm ib tug compulsory auto insurance txoj cai yog 1 xyoo. Yam tsawg kawg nkaus - 20 hnub (thaum lub tsheb yuav tsum tau tsav mus rau qhov chaw ntawm kev sau npe lossis kev tshuaj ntsuam xyuas).

CTP txoj cai yog dab tsi?

Los ntawm tus naj npawb ntawm cov neeg tau tso cai tsav tsheb, cov cai tswj hwm tsheb yuav tsum yog:

1. Nrog rau kev txwv (cov ntaub ntawv qhia tseeb ntawm cov neeg tsav tsheb tau qhia, qhov siab tshaj ntawm tsib).
2. Tsis muaj kev txwv (txhua tus neeg tuaj yeem tau tom qab lub log).

Hais txog kev siv tau, peb lub hlis, ib nrab xyoo thiab txhua xyoo OSAGO cov cai feem ntau pom.

Hais txog daim ntawv, lawv muab faib ua ntawv thiab hluav taws xob.

Qhov twg zoo dua: hluav taws xob lossis ntawv CTP txoj cai?

Ua ntej mus rau lub tuam txhab pov hwm lossis thov rau txoj cai online, ntsuas qhov zoo thiab qhov tsis zoo ntawm txhua txoj kev.

Nyob rau hauv lub xub ntiag ntawm ib daim ntawv txoj cai, cov tub ceev xwm tsheb ciav hlau pom kev txhaum tsawg. Nws tuaj yeem raug muab tawm rau lub tsheb tshiab thiab tus tsav tsheb tshiab, cov ntaub ntawv hais txog qhov uas tseem tsis tau muaj nyob hauv PCA database. Tab sis kuj muaj qhov tsis zoo:

1. Kev tswj hwm cov kev pabcuam ntxiv los ntawm cov neeg tuav pov hwm.
2. Cov ntaub ntawv thiab cov ntawv tsis txaus.
3. Lub sij hawm nkim.

Lub ntsiab kom zoo dua ntawm OSAGO txoj cai yog nws muaj. Yog tias cov ntaub ntawv hais txog koj thiab koj lub tsheb nyob hauv PCA system, txhua yam tuaj yeem ua tiav hauv ob peb feeb yam tsis tau sawv ntawm lub rooj zaum. Nyob rau tib lub sijhawm, tus nqi yog tib yam, thiab tsis tas yuav hu ncaj qha rau cov neeg ua haujlwm ntawm lub tuam txhab pov hwm. Tab sis e-CMTPL tsis yog tsis muaj nws qhov tsis zoo:

1. Nyuaj hauv kev tshuaj xyuas txoj cai los ntawm cov tub ceev xwm soj ntsuam.
2. Vim yog kev ua tsis tiav, kev pov hwm yuav tas sij hawm.
3. Muaj kev pheej hmoo ntawm kev khiav mus rau hauv lub chaw tuav pov hwm lub chaw clone.
4. Europrotocol tsis muaj.
5. Tsis tuaj yeem muab rau lub tsheb tshiab.

Yuav ua li cas muab MTPL txoj cai ntawm tus neeg tuav pov hwm lub chaw ua haujlwm?

Yuav kom tau txais txoj cai, koj yuav tsum xa ob peb cov ntaub ntawv mus rau lub chaw ua haujlwm ntawm lub tuam txhab pov hwm:

1. Daim ntawv thov rau qhov xaus ntawm daim ntawv cog lus (piv txwv). Feem ntau sau rau ntawm qhov chaw.
2. Passport thiab nws daim ntawv.
3. Daim ntawv pov thawj tsheb (STS) lossis daim ntawv hla tebchaws tsheb (PTS).
4. Cov ntawv luam ntawm cov ntawv tso cai tsav tsheb ntawm txhua tus neeg uas yuav suav nrog hauv txoj cai (xws li kev tuav pov hwm lub cev muaj zog thib peb nrog rau cov npe txwv).
5. Diagnostic card (tsuas yog - kev tshuaj xyuas) rau cov tsheb laus dua peb xyoos.
6. CTP txoj cai qub (yog tias muaj).

Ib tus neeg ua haujlwm ntawm lub tuam txhab tuav pov hwm, raws li cov ntaub ntawv tau muab, yuav suav cov nqi ntawm kev tuav pov hwm, kos ib daim ntawv cog lus tsim nyog thiab muab daim ntawv them nqi.

Yog tias txhua yam haum rau koj, kos npe, them nyiaj thiab tau txais koj daim ntawv cog lus, txoj cai nrog lub foob thiab kos npe, nrog rau ob daim ntawv ceeb toom xwm txheej.

Txij thaum Lub Ib Hlis 1, 2018, lub sijhawm hu ua txias txias tau txuas ntxiv mus rau 14 hnub. Nov yog lub sijhawm uas koj tuaj yeem thim daim ntawv cog lus pov hwm.

Yuav muab MTPL txoj cai hauv online li cas?

Electronic compulsory auto insurance policy tau qhia rov qab rau xyoo 2015. Thaum Lub Ib Hlis 1, 2017, lawv cov ntawv sau npe tau dhau los ua qhov yuav tsum tau ua rau txhua lub tuam txhab tuav pov hwm. Tab sis tsis yog txhua tus tau tshaj tawm cov yeeb yam no ntawm lawv qhov chaw tsis tau.

Txhawm rau kom tsis txhob nkim sijhawm nrhiav lub tuam txhab pov hwm uas yuav muab koj txoj cai MTPL, siv cov kev pabcuam sravni.ru.

Nyob ntawd koj tuaj yeem xam tam sim tus nqi ntawm kev tuav pov hwm los ntawm kev nkag mus rau koj tus lej tsheb lossis hom, xyoo tsim khoom, thiab lwm yam. Cov kev pabcuam yuav qhia koj cov kev pabcuam ntawm cov tuam txhab pov hwm nrov, nrog rau lawv cov kev ntsuas raws li cov neeg siv tshuaj xyuas. Txhua yam uas tseem tshuav yog xaiv lub tuam txhab thiab xaj ib txoj cai.

Txoj cai tswj hwm kev tuav pov hwm tsheb hluav taws xob hluav taws xob (e-CMTPL) muaj tib txoj cai lij choj thiab tus nqi raws li daim ntawv.

Ib daim ntawv luam tawm ntawm lub tshuab luam ntawv zoo tib yam tuaj yeem hloov nrog Goznak letterhead.

Txhawm rau tshaj tawm e-MTPL ntawm tus tuav pov hwm lub vev xaib, koj xav tau cov hauv qab no:

1. Sau npe rau ntawm tus tuav pov hwm lub vev xaib. Nrhiav ntu "Tus Kheej Tus Kheej" thiab sau rau hauv cov teb xav tau. Feem ntau, koj raug nug txog koj lub npe tag nrho, hnub yug, phau ntawv hla tebchaws thiab tus lej, chaw nyob sau npe, xov tooj. Nws yog ib qho tsim nyog kom nkag mus rau cov ntaub ntawv txhim khu kev qha: lub tuam txhab pov hwm yuav tshuaj xyuas cov ntaub ntawv los ntawm PCA database.
2. Thov nkag rau hauv. Tom qab kev txheeb xyuas, tus neeg tuav pov hwm yuav xa tus password rau koj kom nkag mus rau koj "Tus Kheej Tus Kheej" los ntawm email lossis xov tooj. Nws yuav ua raws li ib qho piv txwv ntawm ib qho yooj yim hluav taws xob kos npe ntawm tus tuav txoj cai. Tsis tas li ntawd, nyob rau hauv cov vev xaib ntawm qee tus neeg tuav pov hwm, kev tso cai muaj nyob hauv "State Services".
3. Xam OSAGO thiab ua daim ntawv thov kev tuav pov hwm. Ua li no, koj yuav xav tau cov ntaub ntawv hais txog txoj cai dhau los, cov ntawv pov hwm, lub tsheb, cov neeg tsav tsheb tso cai tsav tsheb. Cov ntaub ntawv no tseem yuav raug txheeb xyuas los ntawm cov ntaub ntawv xov xwm automated ntawm Lavxias Union of Auto Insurers.
4. Them nyiaj rau OSAGO txoj cai. Qhov no tuaj yeem ua tiav siv daim npav rho nyiaj lossis hluav taws xob them nyiaj. Daim ntawv cog lus raug txiav txim siab los ntawm lub sijhawm them nyiaj.
5. Sau e-CMTPL: qhov no yuav ua kom yooj yim rau kev sib txuas lus nrog tub ceev xwm tsheb. Feem ntau cov ntaub ntawv khaws cia hauv "Tus Kheej Tus Kheej" lossis xa los ntawm e-mail.

Lub tuam txhab pov hwm twg koj yuav tsum hu rau?

Xaiv ib tus neeg tuav pov hwm txhim khu kev qha.

Txhawm rau ua qhov no, nws raug pom zoo kom tsawg kawg kuaj xyuas daim ntawv tso cai thiab nyeem cov kev tshuaj xyuas hauv Is Taws Nem. Muaj ntau tus scammers nyob rau hauv lub lag luam kev tuav pov hwm tsheb.

Thaum yuav ntawv pov hwm los ntawm lub koom haum me me, nco ntsoov mus xyuas PCA lub vev xaib.

OSAGO suav li cas thiab koj tuaj yeem txuag tau dab tsi?

Koj tuaj yeem suav tus nqi ntawm txoj cai siv ib qho tshwj xeeb. Lavxias Union ntawm Auto Insurers muaj qhov no, nrog rau cov vev xaib ntawm yuav luag txhua lub tuam txhab pov hwm thiab ntau lub portals nrog cov ncauj lus pib.

Tab sis ua ntej koj sau cov teb hauv lub laij lej, nws tsim nyog nkag siab tias koj tuaj yeem txuag nyiaj li cas.

Tus nqi ntawm kev tuav pov hwm tsheb tsav tsheb muaj xws li lub hauv paus tus nqi thiab xya coefficients. Rau cov tsheb ntawm qeb B thiab BE, cov qauv kev suav zoo li no.

OSAGO = TB × KT × KMB × KVS × KO × KM × KS × KN.

1. TB - tus nqi qis … Nws yog teem los ntawm Central Bank thiab txawv ntawm 3,432 txog 4,118 rubles. Tus nqi qis dua lub tuam txhab tuav pov hwm siv, qhov pheej yig dua qhov kev tuav pov hwm lub cev muaj zog thib peb yuav raug nqi.
2. CT - thaj chaw coefficient … Txiav txim siab los ntawm qhov chaw sau npe ntawm tus tswv ntawm lub tsheb. Rau Moscow, thaj chaw coefficient yog 2, thiab rau cov neeg nyob hauv, piv txwv li, ntawm thaj av Kurgan - 0, 6. Koj tuaj yeem txuag nyiaj ntawm no tsuas yog tias koj npaj mus rau npe nyob deb ntawm lub peev lossis sau npe tsheb rau cov txheeb ze los ntawm. ib qho chaw deb ntawm Russia.
3. KBM - lawm-malus coefficient … Qhov no yog luv nqi rau kev tawg txawm tias tsav tsheb: ntev dua koj tsav yam tsis muaj kev sib tsoo, tus nqi qis dua. Koj tuaj yeem pom koj KBM ntawm lub vev xaib ntawm Lavxias Union of Auto Insurers.
4. KVS - coefficient ntawm hnub nyoog thiab kev paub … Rau cov neeg tsav tsheb uas muaj kev paub dhau los, nws yog sib npaug rau ib qho, thiab rau cov pib hnub nyoog qis dua 22 xyoos uas tau tsav tsheb tsawg dua 3 xyoos, nws yog 1, 8. Qhov no ua rau tus nqi ntawm kev tuav pov hwm zoo. Cov kws tshaj lij qhia kom tau txais daim ntawv tso cai tam sim tom qab hnub nyoog feem ntau, txawm tias tsis muaj kev npaj yuav tau txais lub tsheb tseem.
5. KO - coefficient ntawm kev txwv … Kev tuav pov hwm nrog tsawg tus neeg tso cai tsav tsheb yog pheej yig dua: tus coefficient yog sib npaug rau ib qho. Unlimited insurance ratio - 1,8.
6. KM - lub zog ua haujlwm … Lub cav muaj zog ntawm lub tsheb ntau dua, cov nqi thauj mus los ntau dua thiab cov nqi pov hwm. Nco ntsoov qhov no thaum txiav txim siab yuav lub tsheb tshiab.
7. КС - coefficient ntawm lub sij hawm ntawm kev siv … Nrog tus qauv kev pov hwm txhua xyoo, nws yog sib npaug rau ib qho. Tab sis yog tias koj tsav tsheb tsuas yog nyob rau lub caij ntuj sov, thiab rau lub caij ntuj no koj tsav tsheb mus rau hauv lub chaw nres tsheb, yog vim li cas them nyiaj ntau dua? COP rau rau lub hlis yog 0.7.
8. КН - coefficient ntawm kev ua txhaum cai … Nws tuaj yeem raug cais tawm ntawm kev suav yog tias tsis pub ua txhaum cai tag nrho, xws li txhob txwm ua phem rau lub neej thiab kev noj qab haus huv, qaug cawv tsav tsheb, nkaum ntawm qhov chaw ntawm kev sib tsoo, thiab lwm yam.

Koj puas paub ntau lub neej hacks rau kev txuag ntawm kev tuav pov hwm tsheb? Sau lawv hauv cov lus.