Cov txheej txheem:
- Dab tsi yog keeb kwm credit
- Vim li cas koj thiaj xav tau daim tshev credit
- Yuav txheeb xyuas koj li keeb kwm credit li cas
2024 Tus sau: Malcolm Clapton | [email protected]. Kawg hloov kho: 2024-01-13 01:43
Tshawb xyuas koj cov keeb kwm qiv nyiaj yuav pab koj ntsuas qhov muaj feem tau txais qiv nyiaj tshiab thiab tiv thaiv cov neeg dag.
Dab tsi yog keeb kwm credit
Cov keeb kwm credit yog cov ntaub ntawv hais txog ntau npaum li cas cov nyiaj qiv ib tus pej xeem muaj thiab nws ncaj ncees npaum li cas nws rov qab cov nyiaj.
Cov tuam txhab nyiaj tshwj xeeb siv cov ntaub ntawv no los txiav txim seb puas yuav muab cov nyiaj qiv rau tus neeg siv khoom thiab cov nqe lus twg. Cov keeb kwm qiv nyiaj zoo ua rau koj muaj cai tsim nyog tau txais cov paj qis dua ntawm cov nyiaj qiv, raws li lub txhab nyiaj xav tias koj yuav them tawm raws sijhawm. Nrog cov ntaub ntawv nyiaj txiag tsis zoo, cov nyiaj qiv yuav tsis raug pom zoo.
Vim li cas koj thiaj xav tau daim tshev credit
Paub txog koj cov keeb kwm qiv nyiaj yuav ua rau muaj txiaj ntsig hauv peb qhov xwm txheej:
- Koj tab tom yuav qiv nyiaj thiab xav ntsuas qhov muaj feem tau txais.
- Koj raug tsis kam txais qiv lossis qiv nyiaj vim tsis paub, thiab koj xav tias qhov teeb meem nyob hauv koj keeb kwm credit.
- Koj ntshai tias cov neeg dag ntxias tuaj yeem rho nyiaj qiv hauv koj lub npe.
Yuav txheeb xyuas koj li keeb kwm credit li cas
Tshawb nrhiav seb qhov chaw ua haujlwm credit twg tuav koj cov ntaub ntawv nyiaj txiag
Cov ntaub ntawv hais txog cov neeg qiv nyiaj tau muab khaws cia rau hauv cov chaw qiv nyiaj, ib daim ntawv teev npe tag nrho uas muaj nyob rau ntawm Central Bank lub vev xaib. Cov koom haum qiv nyiaj koom tes nrog cov chaw ua haujlwm sib txawv, yog li cov ntaub ntawv hais txog koj tuaj yeem tshwm sim hauv ib qho ntawm lawv lossis txawm nyob hauv ob peb. Yuav kom paub qhov tseeb, xa daim ntawv thov mus rau Central Catalog of Credit Histories ntawm Central Bank nyob rau hauv ib qho ntawm cov hauv qab no:
- Los ntawm ib lub txhab nyiaj lossis lub koom haum microfinance nrog kev mus ntsib tus kheej (nrog koj daim ntawv hla tebchaws nrog koj).
- Los ntawm ib qho credit bureau nrog rau tus kheej mus ntsib.
- Telegram tau lees paub los ntawm tus tub ceev xwm xa ntawv thiab xa mus rau qhov chaw nyob 107016, Moscow, st. Neglinnaya, 12, TsKKI. Nws yuav tsum muaj lub xeem, lub npe, patronymic, tag nrho cov ntaub ntawv hla tebchaws, e-mail chaw nyob uas cov ntaub ntawv thov yuav raug xa (tus @ cim hauv qhov chaw nyob yog hloov los ntawm (a), kos npe "_" raug pom zoo rau sau nrog cov lus "underscore").
- Los ntawm ib tug notary.
- Hauv lub vev xaib ntawm Central Bank. Txhawm rau ua qhov no, koj xav tau cov ntaub ntawv keeb kwm keeb kwm credit. Koj yuav tsum tuaj nrog kev sib xyaw tshwj xeeb ntawm cov tsiaj ntawv thiab cov lej kom nkag mus rau hauv online database ntawm Central Catalog of Credit Histories thaum lub sijhawm qiv.
- Los ntawm "Gosuslugi" - lawv cog lus tias yuav xa cov ntaub ntawv tsis pub dhau 24 teev, qhov tseeb, cov lus teb rau qhov kev thov tuaj yeem tuaj hauv ob peb feeb.
Cov ntaub ntawv tus kheej yuav raug sau cia. Yog tsis yog, ntxiv lawv manually.
Tsis ntev koj yuav tau nkag mus rau ib daim ntawv uas tuaj yeem rub tawm lossis xa los ntawm kev xa ntawv.
Nws teev cov koom haum uas koj cov keeb kwm credit khaws cia.
Yog tias vim li cas qee qhov kev cai ntawm cov ntsiab lus ntawm cov keeb kwm qiv nyiaj tsis tau tsim tawm (piv txwv li, koj tau txais cov nyiaj qiv kawg ua ntej xyoo 2006, thaum cov ntaub ntawv no tseem tsis tau muaj) lossis koj tsis nco qab nws, hu rau ib lub txhab nyiaj. Txhawm rau kom tau txais tus lej cim, koj tsuas yog xav tau daim ntawv hla tebchaws. Qhov kev xaiv thib ob yog mus ntsib ib qho chaw ua haujlwm credit.
Yog tias koj tsis muaj tus lej, hu rau koj lub txhab nyiaj lossis chaw ua haujlwm qiv nyiaj. Yog li koj yuav tau txais cov ntaub ntawv tam sim ntawd txog qhov twg koj cov ntaub ntawv nyiaj txiag khaws cia, thiab cov lej uas yuav muaj txiaj ntsig zoo rau koj yav tom ntej rau kev ua haujlwm zoo sib xws.
Xa ib daim ntawv thov mus rau lub chaw ua haujlwm credit
Yog tias koj cov keeb kwm qiv nyiaj khaws cia hauv ntau lub chaw lis haujlwm, koj yuav tau hu rau txhua tus. Ob zaug ib xyoos, cov ntaub ntawv tuaj yeem tau txais dawb ntawm txhua qhov BCIs. Rau qhov thib peb thiab tom qab thov koj yuav tsum tau them tus nqi nruab nrab ntawm 300-500 rubles. Muaj ntau txoj hauv kev los thov rau keeb kwm credit:
- Nrog rau tus kheej mus ntsib lub chaw ua haujlwm ntawm lub chaw lis haujlwm lossis nws cov koom tes hauv cheeb tsam.
- Xa ib lub xov tooj mus rau qhov chaw xa ntawv ntawm lub chaw lis haujlwm, uas yuav tsum tau lees paub los ntawm tus neeg ua haujlwm xa ntawv.
- Xa ib daim ntawv thov. Hauv qhov no, tus kheej kos npe ntawm tus neeg thov yuav tsum tau lees paub los ntawm tus neeg sau ntawv.
- Xa daim ntawv thov online yog tias lub chaw lis haujlwm credit muab lub sijhawm no. Piv txwv li, Equifax Credit Services LLC muaj kev pabcuam hu ua Online Credit History. Koj tuaj yeem thov rau East European Credit Bureau ntawm lub vev xaib raug cai.
- Txiav txim ib daim ntawv tshabxo nuj nqi online los ntawm lub txhab nyiaj, yog tias nws muab cov kev pabcuam zoo li no. Txawm li cas los xij, cov koom haum tsuas tuaj yeem koom tes nrog cov chaw qiv nyiaj xaiv. Koj tuaj yeem tau txais keeb kwm qiv nyiaj ntawm Sberbank, B&N Bank, Tinkoff Bank thiab lwm yam. Koj yuav tau them rau kev sib kho.
- Siv cov kev pabcuam ntawm cov kev pabcuam los ntsuas kev lag luam keeb kwm: "Kuv qhov kev ntaus nqi", BKI thiab lwm yam. Rau tus nqi, lawv yuav tsis tsuas sau koj cov ntaub ntawv nyiaj txiag, tab sis kuj kos cov qhab nia raws li nws. Nws qhia txog qib ntawm creditworthiness ntawm cov neeg siv khoom thiab kwv yees txoj hauv kev tau txais cov nyiaj qiv.
- Hauv BCI lub vev xaib siv "Gosuslug" account. Cov yam ntxwv no tam sim no muaj nyob nrog ntau lub koom haum uas khaws cov keeb kwm credit.
Piv txwv li, ntawm lub vev xaib ntawm Equifax Credit Services LLC, koj yuav tsum xub sau npe rau hauv tus qauv, qhia koj tus kheej cov ntaub ntawv, paub meej tias koj xa ntawv thiab xov tooj. Tom qab ntawd, nws yuav dhau los ua kom tau txais keeb kwm credit siv "Gosuslug" account.
Hauv ob peb feeb, cov keeb kwm credit yuav muaj rau rub tawm.
Pom zoo:
Yuav kho koj li keeb kwm credit li cas
Cov keeb kwm credit tsis zoo ua rau nws nyuaj rau kev ua neej, tab sis koj tuaj yeem kho qhov teeb meem no. Cov kws paub txog Lifehacker paub yuav ua li cas rho tawm cov nyiaj qiv nrog keeb kwm credit tsis zoo
10 yam tsis paub meej uas tuaj yeem cuam tshuam koj keeb kwm credit
Koj txoj hauv kev tau txais cov nyiaj qiv tshiab tsis yog nyob ntawm seb koj them rov qab cov qub npaum li cas. Tshawb nrhiav lwm yam cuam tshuam txog keeb kwm credit
Yuav ua li cas thiaj paub qhov laj thawj tsis kam txais qiv los ntawm keeb kwm credit
Wb hais tias koj twb tsis kam txais lub txhab nyiaj plaub. Txhawm rau nrhiav cov laj thawj thiab nrhiav seb yog vim li cas koj thiaj suav tias yog tus qiv nyiaj tsis txaus ntseeg, tshawb xyuas koj cov keeb kwm qiv nyiaj yuav pab tau
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